TL;DR:
Life Cover
Protect your home and loved ones with expert, honest life cover advice from Ann Evans – ensuring financial peace of mind when it matters most.
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Personalised policies that suit your mortgage and family needs
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Trusted, whole-of-market advice from a qualified adviser
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Over 35 years helping clients plan for life’s ‘what ifs’

Protect What Matters Most
Your home is likely the biggest investment you’ll ever make – but what would happen if the unexpected occurred? Life cover ensures that, in the event of your death, your loved ones can remain in the family home without the financial burden of repaying the mortgage on their own.
I’m Ann Evans, and I’ve spent over 35 years helping individuals, couples and families arrange life cover that gives them confidence and peace of mind. With access to a wide range of providers and no allegiance to any one insurer, I offer independent, whole-of-market advice to help you make the right decision.
Why Consider Life Cover?
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To ensure your mortgage is paid off if you pass away
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To provide financial security for your family during difficult times
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To avoid loved ones having to sell or move home due to lost income
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To complement your mortgage protection and wider financial planning
Whether you’ve just bought your first home, are moving up the ladder, or are reviewing your finances, life cover is one of the most important – and affordable – ways to protect the people you care about.


Tailored Life Insurance Advice
Every family is different, which is why I take the time to understand your priorities before recommending the most suitable policy. I can help you with:
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Level Term Life Insurance – for interest-free or repayment mortgages
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Decreasing Term Life Insurance – ideal for repayment mortgage protection
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Family Income Benefit – regular payments to help cover ongoing living costs
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Critical Illness Cover – to support you if you’re diagnosed with a serious condition
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Joint or Single Policies – tailored to your household and circumstances
Why Clients Trust Me
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Independent & Impartial – I search the market, not just one provider
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Experienced & Compassionate – I’ll guide you through the process without jargon or pressure
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Advice You Can Understand – You’ll know exactly what your cover does and doesn’t include
Whether you need cover to match your mortgage or broader protection for your family’s future, I’m here to help – and I’ll explain every option clearly so you can choose with confidence.

Let’s Talk About What Matters
It’s never too early – or too late – to make sure your loved ones are protected. Contact me today to explore your life cover options with a caring, professional adviser by your side.